The Bank finances small holder farmers organised in groups, cooperatives and associations and usually comprised of more than 20 members involved in production and or agricultural processing. The funds availed may be utilized for all production and agro-processing activities including, purchase of inputs, purchase of improved breeds, purchase of tractors and other machinery, among others.
Under this scheme, the Bank supports farmer groups that are organized and registered as either a cooperative society, association or company limited by guarantee. The Bank also offers non-financial services to the farmer groups including business advisory and development services that includes, trainings in governance, financial management, record-keeping,
This product is offered with various concessions including interest rates of 10% and concessions on collateral and other requirements.